Texas United Healthcare plans may provide coverage for drug rehab, but if you’re unsure about your plan’s coverage, the best way to find out is to contact your provider or find help contacting them. Before going to rehab, you’ll want to know what’s covered under your plan, what will be the out-of-pocket expense to you, and which rehab centers accept your plan.
Finding a rehab center that accepts your plan involves more than just compiling a list of all rehab centers who work with your provider. You also have to consider if you’re going to attend inpatient rehab, a private or public establishment, and carefully consider the type of treatment program you’ll need. Once armed with this information, finding drug rehab in Texas will be much easier.
Does Texas United Cover Drug Rehab?
United Healthcare is one of the largest healthcare coverage providers in the nation, offering plans in many states, including Texas. The majority of these plans, for both group insurance and HMO medical plans, fall under the OptumHealth Behavioral Solutions services.
Optum provides coverage for a wide range of services, which may include drug rehab addiction treatment. Most healthcare plans now cover addiction treatment services due to changes to federal law in 2008.
Exactly how much of your treatment services are covered is what varies by plan. For example, some plans will not cover outpatient services, providing coverage only for patients attending inpatient addiction treatment stays. HMO plans typically restrict coverage to in-network facilities and services.
The bottom line is Texas United plans typically cover drug rehab. What you’ll want to figure out is which rehab centers accept your individual plan, how much you’ll pay after insurance and where you’ll attend treatment according to what sort of care you’ll require.
What Services Are Covered By My United Plan?
If you’re wondering how to find out the specifics of your own plan, you can always contact your provider. Contact information should be available on your insurance card, or with any accompanying information you received when you signed up for your plan.
To skip the hassle, you could also speak with one of our specialists here at The Treehouse. Specialists are trained to speak to insurance providers and help you understand the parameters of your plan—with your permission, of course.
First, the specialist will contact your provider about your individual plan. With that information, he or she can help you understand what services are covered, which can help you decide where to attend treatment. If your plan lists a network of approved providers, you can obtain this and make a decision based on that list.
Of course, it’s usually best to go to a rehab that’s covered by your plan. Attending the right rehab means you’ll get help for any and all addiction troubles, mental health, physical health, nutritional guidance, and more.
This may sound like a lot to accomplish, but with the right rehab it’s definitely an achievable goal. It’s also the reason that rehab without insurance can be pricey. Even with insurance, your personal expenses due to copays or coinsurance can be up to a few thousand dollars.
If you choose to attend a rehab without network coverage, it’s likely your insurance won’t cover you at all. Out-of-pocket expenses can number in the tens of thousands of dollars (or more) without help. Whichever rehab you choose, cooperating with your coverage provider will always be the easiest route.
Inpatient Vs. Outpatient: The Difference
Perhaps you’re wondering by now if inpatient treatment is even necessary. Outpatient is the option that allows you to stay home or continue working, after all.
If you’re looking for help with a chronic addiction, inpatient is often the right choice. Why? Inpatient rehab, which requires that individuals remain in the facility and under professional care for the duration of treatment, allows you to get away from the environment of substance abuse.
When we struggle with addiction, we often live in trigger-laden environments which can make it difficult to overcome substance abuse and start anew. Going away for treatment gets you away from not only your environment of abuse but from familiar surroundings. Because of this, and surrounded by the peaceful, serene settings often found at rehab centers, you’ll finally be at peace enough to heal.
Also, inpatient care provides a few services you simply may not find with other services, such as: professional care with licensed, experienced clinicians and staff, a variety of integrated, evidence-based treatment modalities and many comforts of luxury and tranquility.
What Else Should I Know Before Heading To Treatment?
Aside from making the big decisions about treatment, like where to go and what services you’ll need, you’re also faced with some smaller details when entering rehab. Many plans, for instance, require that you certify with them before beginning treatment.
Registering with your insurance provider may be as simple as a phone call to them, or written documentation. Whatever is required, we can help you figure it out. It’s important that you do what your insurance requires, though, as some plans won’t cover you without prior registration.
The reason it’s so important to estimate what your out-of-pocket expenses will be is simple: to devise a financial plan. Many rehab centers offer to work with you on a specified payment plan, or have programs that allow sliding fee scales when you qualify. You’ll want to know what your rehab center allows so you won’t be hit with any surprises along the way.
Finally, it’s important to know what services you’ll need in treatment so you can make a decision about where to attend treatment. Services offered varies among rehabs, yet some treatment modalities are more effective than others. How do you figure out what services you’ll need?
The best rehab centers will provide a full clinical assessment before treatment begins to ensure any and all health issues are identified. Once you know what you need, you can find a rehab that will provide care for all your needs.
The Treehouse provides care for a variety of addictions and mental health conditions. We know that addiction affects all aspects of health, which is why we offer custom, individualized programs tailored to each person. To ensure your best chance at recovery success, we provide a variety of methods through an integrated approach for holistic healing.
Some of the research-based methods utilized in our programs include:
- Cognitive Behavioral Therapy (CBT)
- Dialectical Behavioral Therapy (DBT)
- Medication-assisted therapy
- Medically supervised detoxification
- Motivational Interviewing (MI)
- Mindfulness and stress management techniques
- Access to recreational activities
- Adventure therapy
- Treatment for co-occurring disorders
- Aftercare support and family educational support
The Private Rehab Center Difference
Finally, deciding which rehab to attend can be a big decision. You may be wondering if you really need to attend a private rehab and incur expenses outside of insurance.
Private rehab can give you a few differences in treatment you likely won’t find elsewhere. First, in private rehab centers, information is kept confidential, and the centers are privately owned. This means funding and regulations are different as well. How does this change your treatment experience?
Having separate regulations often means less individuals are attended per clinician. It also means the staff who care for you can take their time, really getting to know you and help you in achieving your goals. One of the greatest components of recovery success is a strong network, and this begins with your care in rehab.
Private rehab facilities are usually located in remote, peaceful locations which means you can heal away from the public eye and any outside triggers. The Treehouse is located in a serene landscape, and offers its attendees access to nature and adventure. With a renewed sense of fulfillment provided by this private rehab, you’ll not only heal from addiction, but learn to live a life for you.
Find Hope And Healing In Texas
If you’re looking for drug rehab in Texas, look no further than The Treehouse. We have access to renowned services and can help you understand your United coverage before you begin.
Contact us today at The Treehouse to learn more, or call 877-318-2084.
- Centers For Medicare And Medicaid Services — The Mental Health Parity And Addiction Equity Act (MHPAEA)
- Texas United Healthcare — United Main Site